The exact spreadsheet from Chapter 1. Four tabs, in this order: Coming In, Going Out, The Gap, The System. Plug in your numbers once; everything else calculates itself.
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| Target % | Target $ | Actual $ | Variance | |
|---|---|---|---|---|
| Needs | 50% | $2,250 | $2,300 | +$50 |
| Wants | 30% | $1,350 | $250 | -$1,100 |
| Goals | 20% | $900 | $1,950 | +$1,050 |
Four tabs, in the order you'll actually use them. Mirrors Chapter 1 exactly, so the book and the spreadsheet never feel like two different systems.
Every dollar that hits your account, paycheck, freelance work, side income. Add it up once.
Your Bill Map. Every expense, tagged Fixed, Variable Need, or Variable Want, so you can see the shape of your spending.
Coming In minus Going Out. The single number that tells you where you actually stand, no judgment.
Your Needs / Wants / Goals breakdown, target vs. actual, calculated automatically from the two tabs before it.
Drop your email and I'll send you the Budget Spreadsheet, ready to use in Google Sheets or Excel.
No spam. Just the spreadsheet, then the occasional tool as it launches.